@Article{blickle_parlatore_saunders_specialization,
  Title                    = {Specialization in Banking},
  Author                   = {Blickle, Kristian and Parlatore, Cecilia and Anthony Saunders},
  Journal                  = {Journal of Finance},
  Year                     = {2026},
  Volume                   = {81},
  Pages                    = {3},
}